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This website (the ‘Website’) is operated and maintained by KJA Financial Ltd. Access is provided only in accordance with the following Terms and Conditions (the ‘Terms’). In this policy ‘we’, ‘us’ and ‘our’ shall mean KJA Financial Ltd.
KJA Financial Ltd is based at The Mill, Haggs Farm, Haggs Road, Follifoot,
Harrogate, HG3 1EQ .KJA Financial is authorised by the Financial Services Authority (FSA) registration 539921, for the provision of financial services.

USE OF THE WEBSITE
This Website is for your personal use or business use only. You are wholly responsible for use of the Website by any person using your computer and you must ensure that any such person complies with these Terms.
You may access the Website for your own personal use for the facilities offered. You may not otherwise copy, modify, distribute, transmit, reproduce, display, licence, alter, store, publish or create imitative works from any part of this Website. That includes but not limited to any text, images and design for public or commercial purposes.

COPYRIGHT
All information contained in this Website is owned by or licensed to KJA Financial Ltd unless otherwise noted and is copyright protected.

CHANGES TO THE TERMS
The information, material and content provided in the Website may be changed at any time without notice. Changes may be made to the Terms at any time without notice and you agree to review the Terms regularly and your continued access to or use of the Website will mean that you agree to any changes.

LIMITATION OF LIABILITY
Whilst we have taken reasonable steps to ensure the accuracy, currency, availability, correctness, completion, suitability, reliability, performance, freedom from viruses or timeliness of the content or services contained within this Website, information is provided on an ‘as is’, ‘as available’ basis and we do not give or make any warranty or representation of any kind, whether express or implied. Furthermore, but without limiting the exclusion, the information contained in this Website is intended for private individuals and companies who need financial advice and planning services.

LINKED SITES
We may provide access to other third party websites and do so for information purposes only and solely as a convenience to visitors of the Website. We have no control over these links and do not verify the accuracy of the information and make no warranty, either express or implied, as to their content. You use these links at your own risk and we will not be responsible or liable for any damages or in other way in connection with linking. In creating hypertext links to any third party website, we are not recommending, endorsing or providing any assurances as to its standing.
We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Website or whether they are virus free.