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Personal and business finances can be complicated, which is why it is important to take financial advice from a qualified professional.

We’re duty bound to make sure that our advice is not only relevant at the time but that you have chance to review that advice at regular intervals. With the time spent on this expertise, level of commitment and service you’ll understand why we charge a fee for our work.

Financial advice has never been free, but in the past these fees have sometimes been wrapped up in the product charges. KJA aim for transparency with everything that we do.